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Why trust Policycentral?

Smart tools

Our proprietary technology makes it easy to compare personalized quotes and policies from top-rated insurers side by side.

Human support

Our team of licensed experts is here to answer questions, handle paperwork, and help you make decisions with confidence.

Fully independent

We work for you — not for the insurance companies. From exploring coverage options to making policy adjustments as your life changes, we're your advocate at every step.

Security you can trust

Your security is our priority. We useindustry-leading security practices to help keep your information safe.

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policycentral has near-perfect ratings on Trustpilot, BBB, and Google. Here's what our customers are saying.

Five white stars with green backgrounds

Amazingly easy process

I had a very good experience using Policycentral. They did most [of] the heavy lifting and made everything super easy. They sent me timely reminders which were helpful. I would 100% recommend using them.

Rahul,December 14thFive white stars with green backgrounds

Five white stars with green backgrounds

policycentral made the process easy!

policycentral made the process easy to navigate. The representatives were helpful and attentive to my questions. They were persistent in trying to help me find the best insurance for my current life goals. Once they connected me with insurance agents, the application process was relatively quick and, again, easy to navigate. I'd recommend them to anyone!

Kimberly,February 2ndFive white stars with green backgrounds

Five white stars with green backgrounds

This was an easy and simple process

This was an easy and simple process. It was not stressful at all. All of my questions were answered. I felt seen and listened to throughout the process. If you are on the fence don’t be you will not regret the decision to use this service.

Karen,April 13thFive white stars with green backgrounds

Five white stars with green backgrounds

Knowledgeable, Responsive and Courteous

The team quickly assessed my needs, they were knowledgeable of the products, and articulated a recommendation that was the best fit. The application process was simple, and they were available at each stage of the process to ensure the application was moving along. A great experience!

Mark,April 17thFive white stars with green backgrounds

Rated 4.6 / 5 based on5030 reviews.

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Easy process, expert support

policycentral provides free quotes tailored to your needs with support from licensed agents, helping you get insurance coverage fast so you can get on with life.

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Frequently asked questions

How is policycentral different from other insurance sites?

policycentral is an insurance marketplace, not an insurance company. (That means we sell policies, we don't underwrite them.) There's no shortage of companies out there offering fast or easy insurance coverage, but we think a marketplace is the best way to compare them all — and policycentral combines that marketplace experience with online tools, an expansive educational library, and guidance from real, licensed humans to help you get covered with confidence.

How does policycentral make money?

We’re an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you’re not paying any extra for working with us to buy a policy. Our compensation on any particular purchase may vary depending on a number of factors, including the type and size of product, the insurer, and the volume of business we have with an insurer, but we don't push for or give preference to any one insurer over another because of the commission. We're here to fight for you, not for ourselves. (Want to know what commission we'd earn on a specific insurance policy you see in our marketplace? Just ask!)

Is policycentral licensed?

Yes! All insurance brokers are required by law to be licensed in each state they do business. You can find our licenses here.

Is policycentral a corporate affiliate of any insurance company?

No. We’re an independent insurance broker, which means that we're not owned by an insurance company, nor do we own one. Instead, we sell insurance policies from multiple insurers without bias or favor toward any of them. It’s important to us that we help you find the right insurance policy for your needs — not which company you buy it from.

Is it cheaper to buy insurance through Policycentral?

Insurance rates are regulated by law, which means that no company, broker, or agent can offer you a discount on a policy. That doesn't mean you can't find ways to save money, though! Each insurer calculates risk differently, and they all strive to offer policies at competitive prices. That's why policycentral helps you compare quotes from multiple companies in one place: to make it easy to spot potential savings.

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Security you can trust

Yes, we have to include some legalese down here. policycentral LLC (DBA policycentral Services LLC in NY; DBA policycentral Insurance Services in California) (“PolicyCentral”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by policycentral for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.

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