ACA Certified

Affordable Care Act Health Insurance

Secure comprehensive health coverage that fits your budget and protects your family. Our ACA-compliant plans offer essential health benefits with no denial for pre-existing conditions.

Pre-existing Conditions Covered
Subsidies Available
Year-Round Enrollment

Understanding the Affordable Care Act

The Affordable Care Act (ACA), also known as Obamacare, revolutionized healthcare access in America. It ensures that everyone has access to quality, affordable health insurance regardless of their health status or income level.

Our ACA-compliant health insurance plans provide comprehensive coverage including essential health benefits, preventive care, and protection against catastrophic medical expenses.

10+
Essential Benefits
100%
Preventive Care
0%
Denial Rate
Doctor Visits
Prescription Drugs
Emergency Care
Maternity Care
Mental Health
Dental & Vision

ACA Eligibility Criteria

Check if you qualify for ACA health insurance coverage and potential subsidies

Citizenship Status

  • U.S. citizens
  • Lawful permanent residents
  • Qualified immigrants
  • Refugees and asylees
You Qualify

Residency

  • Live in the United States
  • Reside in the state where you're applying
  • Not currently incarcerated
  • Planning to file taxes
You Qualify

Income Requirements

  • Between 100-400% of Federal Poverty Level
  • Subsidies available for qualifying income
  • Medicaid eligibility below 138% FPL
  • No upper income limit for coverage
Income Check Needed

Employment Status

  • Self-employed individuals
  • Employees without employer coverage
  • Unemployed persons
  • Part-time workers
You Qualify

Enrollment Periods

  • Open Enrollment: Nov 1 - Dec 15
  • Special Enrollment: Qualifying life events
  • Year-round Medicaid enrollment
  • 60-day window for life changes
Time Sensitive

Health Conditions

  • No denial for pre-existing conditions
  • Coverage regardless of health status
  • No medical underwriting required
  • Equal premiums for same age group
Fully Protected

Quick Eligibility Check

Most people qualify for ACA coverage. The main factors are citizenship, residency, and enrollment timing.

Complete the checklist above to see your eligibility status

Essential Health Benefits

All ACA plans include these 10 essential health benefits as required by law

Ambulatory Patient Services

Outpatient care you get without being admitted to a hospital

Emergency Services

Emergency room visits and ambulance services

Hospitalization

Treatment in the hospital for inpatient care

Maternity & Newborn Care

Care before and after your baby is born

Mental Health Services

Mental health and substance use disorder services

Prescription Drugs

Coverage for prescription medications

Rehabilitative Services

Help with recovery from illness, accident, or disability

Laboratory Services

Lab tests ordered by your doctor

Preventive Care

Wellness visits and preventive care at no cost to you

Pediatric Services

Dental and vision care for children under 19

Ready to Get Your ACA Health Insurance Quote?

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