Kara McGinley
Senior Editor & Licensed Home Insurance Expert
About
Kara McGinley is a former senior editor and licensed home insurance expert at Policygenius, where she specialized in homeowners and renters insurance. As a journalist and as an insurance expert, her work and insights have been featured in Forbes Advisor, Kiplinger, Lifehacker, MSN, WRAL.com, and elsewhere.
Experience highlights
Kara is our former senior editor and licensed home insurance expert, covering a broad range of topics like what homeowners insurance covers, how to get coverage if you live in a high-risk area, and more.
Kara also wrote our Claims Diary column, where she interviewed people who’ve filed insurance claims to give readers a firsthand look at the ups and downs of the insurance claims process.
In the press
Want to interview a policycentral expert?
Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.
presspolicycentral .compolicycentral content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.
Want to interview a policycentral expert?
Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.
presspolicycentral .compolicycentral content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.
Pro tip
Kara McGinley
If you’re a renter and you don’t think you can afford to replace all your personal belongings and furniture out of pocket if disaster strikes, consider renters insurance.
Selected stories from Kara
When is hurricane season in North Carolina? (2024)
Updated | 2 min read
Hurricane season in North Carolina runs from June to November, though it sees the most hurricanes in August, September, and October.
How to file a home insurance claim for water damage
Updated | 5 min read
Most home insurance policies will help pay for water damaged property if the cause was sudden, accidental, and if it originated inside of your home. Here’s how to get insurance to pay for water damage.
Does homeowners insurance cover foundation issues?
Updated | 3 min read
Yes — homeowners insurance covers foundation issues caused by covered perils like tornadoes or fallen trees. But the natural settling of your foundation isn’t covered.
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