State Farm is one of the largest providers of renters insurance in America, offering coverage to millions of people across the country.
Basics
Renters Insurance Provider | State Farm |
Founded | 1922 |
A.M. Best | A++ |
S&P | AA |
Ratings
Consumer Affairs | N/A |
J.D. Power Overall Customer Satisfaction | 4/5 |
J.D. Power Claims Process Satisfaction | 3/5 |
Base policy features
Replacement Value Available | Yes |
Deductible Options | $500, $1,000, $2,000 |
Personal Property Coverage | Purchase online: up to $110,000 Purchase via agent: $110,000 and up |
Personal Liability | $100,000, $300,000, $500,000, $1,000,000 |
Medical Payments to Others | $1,000, $2,000, $3,000, $5,000, $10,000 |
Loss of Use Coverage | No maximum; covers up to 24 months |
Off-Premise Coverage | Yes |
Peril Type Coverage | Named |
Purchase Online | Yes, up to $110,000 personal property coverage |
*Based on New York availability
Optional add-on features
Schedule High-Value Items Online | No; requires a separate policy and for the customer to speak with an agent |
Types of Valuable Coverage | N/A |
Increase Computer Category Coverage Limits Online | Yes |
Increase Jewelry Category Coverage Limits Online | Yes |
Identity Theft | Yes |
Earthquake Coverage | Yes |
Water back-up of Sewers and Drains | Yes; requires customer to speak with an agent |
Multi-policy Discounts | Yes |
Home Safety Discounts | Yes |
